Phoenix, Arizona Remote (City) Employment

American First Finance is hiring a Retail Sales Associate - 2903

Responsibilities

  • Welcomes customers and builds relationships to guide them toward suitable financial services.
  • Completes opening and closing tasks that do not involve management duties.
  • Maintains a clean, organized sales floor with properly displayed products.
  • Processes sales and financing transactions following company policies and regulatory standards.
  • Manages cash and negotiable instruments in compliance with established procedures.
  • Answers incoming calls according to company guidelines.
  • Clearly explains the legal terms of pawn and purchase transactions to customers.
  • Communicates professionally and respectfully with team members and supervisors.
  • Collaborates with colleagues to deliver a positive customer experience.
  • Successfully finishes all required training programs.
  • Performs additional duties as assigned by management.

Benefits

  • Comprehensive health and supplemental insurance plans available, including medical, dental, vision, life, and voluntary options, subject to eligibility.
  • Favorable work hours with most locations opening at 9 AM and closing at 6 PM; many stores closed on Sundays.
  • Earned Wage Access program available starting on the second day of employment, allowing withdrawal of up to 50% of earned wages, up to seven times per pay period.
  • Opportunity to earn unlimited commission in addition to base hourly wage.
  • Paid vacation accrual begins after six months; one week granted initially, increasing with tenure up to five weeks after five years, adjusted per state/local requirements.
  • Sick and personal time begins after six months with 8 hours granted; increases annually up to 24 hours after five years, adjusted per state/local regulations.
  • Employee discounts available from the first day of employment.
  • Tuition Reimbursement through FirstCash Education, offering up to $2,000 annually for qualifying full-time employees.
  • Access to over 10,000 discounts from more than 1,000 companies via FirstCash Perks.
  • Automatic enrollment in the FirstCash 401k plan after six months of employment.
  • Eligibility for FirstCash Pet Insurance program.

Compensation

Hourly base pay plus potential commission earnings; pay meets or exceeds local minimum wage requirements.

Work Arrangement

Remote (City/Region)

Other

  • Compensation includes a commission structure based on transactions processed, with potential earnings of 2-8% per transaction, averaging an additional $3.25 per hour.
  • Employees may be required to assist customers outside the store or retrieve items from external storage areas.
  • Schedule includes flexibility with weekend and holiday shifts.
  • All employees must agree to a binding arbitration agreement.
  • Pay rates comply with or exceed applicable local minimum wage laws.
  • Earned Wage Access is provided through NetSpend; enrollment required; terms, restrictions, and fees apply.
  • FirstCash 401k program is available to employees aged 21 and over.
  • Submitting an application constitutes consent to receive phone, text, and email communications from the Talent Acquisition Team.
  • Standard message and data rates may apply for communications.
  • Text STOP to unsubscribe from messages; click unsubscribe in emails to opt out.
  • Reasonable accommodations are provided for qualified individuals with disabilities.

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About company
American First Finance
FirstCash Holdings, Inc. is the leading international operator of pawn stores and a premier provider of technology-driven point-of-sale payment solutions, both dedicated to serving cash- and credit-constrained consumers. With over 3,000 pawn stores across 29 U.S. states, the District of Columbia, and Latin America—including Mexico, Guatemala, Colombia, and El Salvador—FirstCash offers a diverse selection of pre-owned jewelry, electronics, tools, appliances, sporting goods, musical instruments, and more. In addition, our stores provide small, non-recourse pawn loans secured by pledged personal property, offering accessible financial solutions to the communities we serve. Through our wholly owned subsidiary, American First Finance (AFF), FirstCash also delivers lease-to-own and retail finance payment solutions for consumer goods and services. With a nationwide network of over 13,000 retail merchant partners, we help customers access flexible financing options tailored to their needs. With a workforce of approximately 20,000 employees across the U.S. and Latin America, FirstCash is committed to excellence, innovation, and financial inclusion. As a recognized industry leader, the company is a proud component of both the S&P MidCap 400 Index® and the Russell 2000 Index®.
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Job Details
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Posted a month ago