Assess and manage lending risk in residential construction and land development by evaluating borrower proposals and identifying potential challenges before they arise. You will review project budgets, schedules, and due diligence materials—including environmental reports, geotechnical studies, and site inspections—to determine financial and operational feasibility.
Key Responsibilities
- Examine proposed construction budgets and development timelines to assess realism and alignment with industry benchmarks.
- Analyze due diligence documentation to identify risks related to site conditions, regulatory compliance, and development constraints.
- Research local market dynamics, including construction costs, supply chain factors, and regional permitting challenges.
- Evaluate entitlement applications and construction plans to confirm compliance and viability.
- Collaborate with engineers, architects, and local agencies to gather insights and support risk assessment.
- Develop standardized metrics for loan evaluation based on construction duration, cost structures, and risk exposure.
- Recommend risk mitigation strategies tailored to individual projects and lending criteria.
- Contribute to process improvements that enhance accuracy, consistency, and efficiency in risk analysis.
Qualifications
- Bachelor’s degree in Finance, Business, Real Estate, or a related field.
- Minimum of three years in risk analysis, land development, or construction-focused lending roles.
- Familiarity with zoning regulations, entitlement processes, and environmental considerations in real estate development.
- Strong analytical capabilities, including financial statement review and risk modeling.
- Proven ability to assess construction feasibility, budget accuracy, and schedule reliability.
- Excellent written and verbal communication skills.
- Detail-oriented with the ability to work both independently and within cross-functional teams.
- Process-driven mindset with a focus on continuous improvement and operational efficiency.
What We Offer
- Innovative Environment: Work with advanced tools and strategies shaping the future of construction finance.
- Flexible Work Model: Balance professional responsibilities with personal commitments in a supportive, adaptable setting.
- Nationwide Impact: Contribute to lending decisions that support builders and developers across the United States.
- Health Coverage: Full employer-paid medical premiums, including PPO and HSA options.
- Competitive Compensation: Pay that reflects your skills, experience, and contributions.
- Paid Time Off: Three weeks of paid leave annually to rest and recharge.
- Paid Holidays: Ten paid holidays each year to spend as you choose.
Work Environment
This role supports a fully flexible work model across the United States, allowing you to work remotely while contributing to a national lending platform. You’ll operate within a culture that values innovation, personal support, and professional growth.
Equal Opportunity
We are committed to equal employment opportunity and welcome qualified applicants from all backgrounds. Our organization fosters inclusion and values diverse perspectives in every aspect of our work.
